:root{--navy:#10395c;--blue:#1f7ac0;--sky:#e8f2fa;--ink:#232323;--line:#cfdde9}
*{box-sizing:border-box}
body{font-family:Arial,Helvetica,sans-serif;margin:0;color:var(--ink);background:#fbfdfe;line-height:1.6}
a{color:var(--blue)}
header.site{background:#fff;border-bottom:3px solid var(--blue)}
.header-in{max-width:960px;margin:0 auto;padding:12px 18px;display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.header-in img{height:74px;width:auto}
.head-contact{margin-left:auto;text-align:right;font-size:14px}
.head-contact .ph{font-size:20px;font-weight:bold;color:var(--navy)}
.head-contact a{color:var(--navy);text-decoration:none}
nav.main{background:var(--navy)}
nav.main .nav-in{max-width:960px;margin:0 auto;padding:0 18px;display:flex;flex-wrap:wrap;gap:2px}
nav.main a{color:#fff;text-decoration:none;padding:11px 13px;font-size:14.5px;font-weight:bold}
nav.main a:hover,nav.main a.active{background:var(--blue)}
nav.main a.cta{background:var(--blue);margin-left:auto}
main{max-width:960px;margin:0 auto;padding:8px 18px 34px}
h1{font-size:30px;color:var(--navy);line-height:1.25;margin:22px 0 10px}
h2{font-size:20px;color:var(--navy);margin:28px 0 8px;border-bottom:3px solid var(--blue);padding-bottom:4px}
p,li{font-size:15.5px}
ul{margin:6px 0 6px 18px;padding:0}
.hero{text-align:center;padding:28px 6px 8px}
.hero h1{font-size:33px;margin:6px 0 8px}
.hero p{max-width:660px;margin:0 auto;font-size:16.5px}
.hero img.photo{max-width:100%;height:auto;border-radius:12px;margin-top:18px}
.btn{display:inline-block;padding:12px 22px;border-radius:999px;font-weight:bold;font-size:15px;text-decoration:none;margin:5px}
.btn-blue{background:var(--blue);color:#fff}
.btn-navy{background:var(--navy);color:#fff}
.btns{text-align:center;margin:16px 0 4px}
.cards{display:flex;flex-wrap:wrap;gap:10px;margin-top:12px}
.card{flex:1 1 200px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px}
.card b{color:var(--navy)}
.checks{list-style:none;margin-left:0}
.checks li{margin:7px 0}
.answer{background:var(--sky);border-left:4px solid var(--blue);padding:12px 16px;margin:14px 0;border-radius:0 8px 8px 0}
form.est{background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px;margin-top:12px}
form.est label{display:block;font-weight:bold;font-size:14px;margin:10px 0 4px}
form.est input[type=text],form.est input[type=email],form.est input[type=tel],form.est textarea{width:100%;padding:9px;border:1px solid #b9c9d6;border-radius:6px;font-size:15px}
form.est .opts label{display:inline-block;font-weight:normal;margin:2px 12px 2px 0}
form.est button{background:var(--blue);color:#fff;border:0;border-radius:999px;padding:12px 26px;font-weight:bold;font-size:15px;cursor:pointer;margin-top:12px}
footer.site{background:var(--navy);color:#dbe7f2;margin-top:10px}
.footer-in{max-width:960px;margin:0 auto;padding:22px 18px;font-size:13.5px;line-height:1.7}
footer.site a{color:#9fd0f5}
.small{font-size:12.5px;color:#a9bfd2}
@media (max-width:560px){h1{font-size:25px}.hero h1{font-size:26px}.head-contact{margin-left:0;text-align:left}}